Summary of Article
- Binance has had trouble processing Bitcoin withdrawals in the last 24 hours, sparking market concern.
- Twitter users have drawn comparisons to the collapse of FTX and other centralized crypto platforms from last year.
- FTX collapsed due to a run on deposits that exposed a hole in its balance sheet.
Background Information
Binance, generally considered the largest crypto exchange, has had trouble processing Bitcoin withdrawals in the last 24 hours. This has caused market concern and understandably so. Last year, several centralized crypto platforms, such as FTX, collapsed leading to users becoming more skeptical of the health of centralized crypto businesses. As a result, Twitter users have drawn comparisons between Binance’s issues and FTX’s collapse.
The Collapse of FTX
In November last year, FTX collapsed after a run on deposits exposed a significant hole in its balance sheet. At this time it was expected that crypto exchanges should maintain a full reserve of customer deposits at all times; however this clearly was not the case with FTX. Former Chief Executive Officer Sam “SBF” Bankman-Fried tried to reassure customers via Twitter by claiming that user withdrawals could be covered; however this tweet was later deleted.